نوع مقاله : مقاله پژوهشی
نویسندگان
1 استاد گروه مدیریت و توسعه کشاورزی، دانشکده کشاورزی، دانشگاه تهران،تهران، ایران.
2 دانش آموخته کارشناسی ارشد توسعه روستاییی، دانشگاه تهران، تهران، ایران.
3 دانشیارگروه مدیریت و توسعه کشاورزی، دانشکده کشاورزی، دانشگاه تهران، تهران، ایران.
4 گروه مهندسی آب و مدیریت کشاورزی، دانشکده کشاورزی و منابع طبیعی، دانشگاه محقق اردبیلی، اردبیل، ایران
کلیدواژهها
موضوعات
عنوان مقاله English
نویسندگان English
Agricultural insurance is one of the most important mechanisms for dealing with agricultural risks and reducing financial losses and is considered a lever for agricultural development. This study aimed to identify and explain strategies for developing wheat crop insurance from the perspective of part-time farmers and agricultural insurance experts during the 2022 crop year in Kurdistan province. The study is non-experimental in terms of variable control, survey in strategy, applied in purpose, and cross-sectional in time, conducted at a specific point. The statistical population comprised two groups: dry-land wheat farmers (N = 67,486) and agricultural insurance experts (N = 309). G-Power software was used to compute the sample size in the farming community, based on which a sample of 165 was selected. As an assumption for this sampling procedure, farmers' opinions were utilized to characterize the state of crop insurance and assess the importance and priority of insurance development strategies. Additionally, 91 agricultural insurance experts and insurers were chosen as a sample by simple random sampling to provide their thoughts on insurance alternatives. In this study, the main data collection tool was a questionnaire with a Cronbach's alpha value of α = 0.7. The results of the confirmatory factor analysis regarding identifying and explaining strategies for developing dry farming wheat insurance indicated that, in both studied groups, the policy-regulatory strategies (β=0.945; 0.957), evaluation (β=0.844; 0.644), educational-informational strategies (β=0.844; 0.768), administrative (β=0.829; 0.829), and competitive-supervisory strategies (β=0.705; 0.519) were confirmed. Furthermore, a comparison of perspectives showed that, from the viewpoint of both groups, policy-regulatory strategies, with beta coefficients of 0.945 and 0.975, were the most important strategy for developing dry farming wheat insurance. Therefore, it is recommended that the government create necessary legal and executive frameworks to formulate supportive policies (such as tax exemptions and subsidies) and employ a participatory insurance model (public-private) while maintaining its role as a re insurer to enhance insurance in the agricultural sector.
کلیدواژهها English