نوع مقاله : مقاله پژوهشی
نویسندگان
1 استادیار گروه اقتصاد کشاورزی، دانشگاه پیام نور ، تهران، ایران
2 استادیار گروه علوم اقتصادی، دانشگاه پیام نور ، تهران، ایران
کلیدواژهها
عنوان مقاله English
نویسندگان English
This study was conducted in 2024 with the aim of investigating effective strategies for developing insurance for the strategic product of dates and its role in the sustainability of rural settlements in the southern part of Bam Pasht, Saravan County. Therefore, it is an applied study with an interpretive and analytical nature, and methodologically, it falls within the group of qualitative and quantitative research. In this study, the statistical population was divided into two groups: experts and local residents. For the expert section, 30 individuals were selected using purposive sampling to leverage their experience and expertise. For the local residents section, whose population totaled 25,026 people, a sample size of 384 individuals was determined using Cochran's formula and random sampling, so that the obtained results could be generalized to the entire population. Grounded Theory and SPSS software were used to analyze the data. The results of the qualitative phase extracted the following as effective strategies for developing insurance for the strategic date product: strengthening the decentralized structure in agricultural product insurance, adopting compulsory agricultural product insurance, agricultural risk management, enhancing farmers' satisfaction with the insurance fund, raising awareness about the importance of the strategic date product and the objectives of insurance, participatory management, continuous monitoring and encouragement, and the sustainability of insurance and agricultural products. In the quantitative phase, the results of the Spearman correlation test for economic, social, physical, and environmental indicators, with a correlation coefficient obtained at a significance level of 0.000, indicated a positive and significant relationship between the indicators and the proposed strategies. Furthermore, regression results showed that 95% of the changes in the dependent variable (sustainability of rural settlements) were explained by the eight proposed strategies. The share of the 'strategic date product risk management' strategy in predicting changes in the dependent variable (sustainability of rural settlements) was greater than that of other components. Based on path analysis, the direct effects of each proposed strategy on the sustainability of rural settlements in the southern part were greater than their indirect effects. Among the proposed strategies, 'agricultural risk management' and 'enhancing farmers' satisfaction with the insurance fund' had the greatest direct effect, with a value of 0.145. Based on the study's results, implementing a decentralized and participatory insurance system for the date product is proposed as the ultimate solution. This system should focus on risk management and increasing farmers' satisfaction, as these two factors have the most direct impact on stabilizing rural settlements.
کلیدواژهها English
