. There are many financial institutions and good credit funds that can play a significant role in economic development by providing low-interest microcredit. Villages in different sectors should entrepreneurship, job creation and economic development, etc. Therefore, the present study investigates the effects of the Omid Entrepreneurship Fund on the economic development of rural settlements in Khoy city. The present study is applied in terms of purpose and descriptive-analytical method. Data collection was done using two methods of library and field based on a researcher-made questionnaire. Also, in order to analyze the information, fuzzy multi-criteria decision model (TOPSIS) and Expert choice software, SPSS, GIS have been used. The results of regression to examine the effects of Omid Entrepreneurship Fund on the economic development of Khoy rural settlements, indicate the high impact of Omid Entrepreneurship Fund on the economic development of the studied villages. Beta coefficients also showed that among the indicators of economic development included in the regression equation, the share of Omid Entrepreneurship Fund in the index of reducing economic dependence on others is higher than other economic indicators. In order to identify the role of Omid Entrepreneurship Fund in each of the economic indicators, the direct and indirect effects of the independent variable on the dependent variable have been identified. All eleven indicators had a direct and indirect relationship with the Entrepreneurship Fund at the level of p = 0.000 (99% confidence). In order to review and rank the indicators of economic development, according to the Omid Entrepreneurship Fund, Expert Choice software has been used. The results showed that the index of increasing the level of production to the amount of weight obtained was 0.130, the highest importance and the index of decreasing the pre-sale of products due to the weight of 0.065, the least important from the perspective of experts. Finally, the results of spatial analysis of rural settlements using the TOPSIS model indicate that the most efficient in economic development in terms of creating employment projects in the village of Mahlzan (rank 1) with a numerical value of 0.70 And other villages are in the next ranks.